Housing Finance Authority of Palm Beach County
Palm Beach County offers three great options to homebuyers. Please choose one of the options listed below.
Option #1. Mortgage Credit Certificate Program
The HFA of Palm Beach County program offers a mortgage credit certificate program that may be used with any 15- or 30-year fixed rate first mortgage. Or, it may be combined with one of the first mortgage programs listed below so a borrower may also receive down payment and closing cost assistance.
Option #2. Own a Home Opportunity Program
Available as a 30-year deferred 0% second mortgage of up to $10,000. Must be used for down payment and/or closing cost assistance. Must be repaid. This is never forgiven.
Option #3. Own a Home Opportunity Grant Program
5% grant of the note amount. Must be used for down payment and closing cost assistance. This grant is never repaid.