Housing Finance Authority of Palm BEach County


Palm Beach County offers 3 great options to homebuyers.  Please choose one of the options listed below.


Option #1 - Mortgage Credit Certificate Program
The HFA of Palm Beach County program offers a Mortgage Credit Certificate Program that may used with any 15 or 30 year fixed rate first mortgage. Or, it may be combined with one of the first mortgage programs listed below so a borrower may also receive down payment and closing cost assistance


Option #2 - Own a Home Opportunity Program

Available as a 30-year deferred, 0% Second Mortgage of up to $10,000. Must be used for down payment and/or closing cost assistance. Must be repaid, this is never forgiven.


Option #3 - Own a Home Opportunity Grant Program

5% grant of the Note amount. Must be used for down payment and closing cost assistance. This grant is never repaid.